Paul Horrocks, (“Paul Horrocks” or “Agent” or “we” or “us” or “our” or “LBI Financial”) is an insurance agent located in the State of New York.
No Recommendations to Buy or Sell Securities Contained on Website
Nothing on this website should be construed as a solicitation or offer, or recommendations to buy or sell any security, or as an offer to provide Advisory services in any jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.
While Agent strives to ensure that the information contained in this website is accurate and reliable, Agent makes no representations about the accuracy, reliability, completeness, or timeliness of content or about the results to be obtained from using its website or any of its content. Changes are periodically made to Agent’s website and may be made at any time.
THE AGENT DOES NOT WARRANT THAT ITS WEBSITE WILL OPERATE ERROR-FREE OR THAT THIS WEBSITE AND ITS SERVERS ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL CONTENT. IF YOUR USE OF AGENT’S WEBSITE, THE MATERIAL, OR THE SOFTWARE RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE AGENT IS NOT RESPONSIBLE FOR THOSE COSTS.
THE AGENT’S WEBSITE IS PROVIDED ON AN “AS-IS” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. AGENT EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. AGENT MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, VIDEOS, OR LINKS CONTAINED IN THE FIRM’S WEBSITE.
Use of Material
The contents of the Agent’s website, such as text, graphics, photographs, images, and other material (“Material”) are protected by copyright under both United States and foreign laws. Unauthorized use of the Material may violate copyright, trademark, and other laws.
To the maximum extent permitted by law, Agent provides the material on the Website and the Service as is. That means Agent doesn’t provide warranties of any kind, either express or implied, including but not limited to warranties of merchantability and fitness for a particular purpose.
Links to Other Websites
The Agent’s website may contain links to other websites. These links are provided solely as a convenience to you and not as an endorsement by the Agent of the contents on these websites. The Agent is not responsible for the content of linked sites and does not make any representations regarding the content or accuracy of material on such websites.
Choice of Law
Agent won’t be held liable for any delays or failure in performance of any part of the Service, from any cause beyond our control. This includes, but is not limited to, acts of God, changes to law or regulations, embargoes, war, terrorist acts, riots, fires, earthquakes, nuclear accidents, zombie apocalypse, floods, strikes, power blackouts, volcanic action, unusually severe weather conditions, and acts of hackers or third-party internet service providers.
The headers and sidebar text are provided only to make this Agreement easier to read and understand. The fact that we wrote these Terms won’t affect the way this Agreement is interpreted.